Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. However, with convenience comes risks. Accidents can happen, leading to potential passenger injuries.
This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal uber class action lawsuit california options for pursuing a claim.
Frequent Injuries from Uber Rides
When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.